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Save tens of thousands of dollars souq from the state next year to young married couples under loans for housing reconstruction or buying a used car. The government wants from January to young married souq couples subsidize bank loans to 300-thousand dollars (nearly 9 958 euros), which can be used for anything. Along with support from the banks themselves would borrowers repaying interest lower by 4.5 percent.
"This is not yet the pre-conditions which may be prior to the submission to the Government to adjust," said John Foltán of the Ministry of Finance that has yet to be quantified claims souq of such support on the budget and find the money. Honeymoon resort wants to subsidize loans during the repayment period. This type of loan work even under socialism.
Terms of upcoming loans first published this week economically souq Trend magazine. Currently, the bank loans bear interest at which there is no need to state the method of use of money, on average 13 percent. After deducting interest support would fall below nine percent.
When loan 50-thousand dollars per year, as the summer vacation by the sea, by the decline in interest mean monthly savings of more than 130 dollars (4.32 euro), which would installment skresalo for about 4 400 crowns (about 146 euros).
If the spouses borrowed 250 thousand for the exchange of sanitary units in the apartment building and loan repaid by five years, the state would subsidize their monthly total of about 550 crowns (18.26 euro) and they would bank repaid the remaining souq about 5 100 dollars (nearly 170 euros). souq Overall, they support usporila nearly 34-thousand (over 1 129 euros), more than one-tenth of the total price of the loan.
People are most taken-purpose consumer loans in the amount of one hundred thousand dollars ( 3 319 euros) and repay them two to three years. Most will thus come to the amount of five hundred thousand dollars souq ( 16 597 euros). At higher amounts of collateral required by banks borrower dwelling or house.
The cheaper loans will probably get couples where the age of at least one of the spouses exceeds 35 years. "We consider that the aid could also qualify as spouses whose incomes together do not exceed 2.6 times the average gross salary in Slovakia," said Foltán.
According to the latest data from the Statistical Office should be so soft loan given to the couples whose gross monthly income souq is also 55 600 dollars (846 euros 1). It should also generous enough to repay the maximum allowable amount - 300 000 crowns (9 958,18 euro).
Eligible for support will depend on the date of the marriage. It may also get couples to think, yes "said years ago. Allocation of grants shall not affect the number of children. Taken into account by banks when converting, and my family enough money remaining on monthly payments.
The proposed conditions arose after discussions with the Ministry of association of banks. Therefore, the association expects loans newlyweds' member banks included in its offer. " To prepare for the new currency, banks want to move the launch of new subsidized loans until next summer.
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