Insurance in case of emergency. Forbidding the car from an accident, the rental company will usuall

What is the insurance franchise (Eng. - Excess insurance or deductible)? - Concept, which would not recommend to ignore the areas of the car rental conditions. This is you, as a customer, the responsibility for damage to the rental vehicle at the time. The article I mentioned about prohibitions of them are covered by the franchise, but now I will explain what it is and how it relates to you. This insurance zimbra free covers your franchise is the amount that the insurance company does not pay the rental car company, the latter gets into the accident. It applies to insurance against accidents (Eng. Collision Damage Waiver - CDW) and theft (called Theft Insurance - TI or Theft Protection Insurance - TPI).
Insurance in case of emergency. Forbidding the car from an accident, the rental company will usually choose the size of the insurance franchise, which is deducted from payments to the insurer zimbra free for a broken car, and it is money that the rental company loses each occurrence of an accident. As I mentioned in Article II - How to avoid unplanned expenses renting a car? " rental company will always defend its interests in the franchise so the risk is transferred to the client, on whose fault this money can be lost. To my mind, it makes perfect zimbra free sense. So what the heck is the franchise? zimbra free It is the customer's maximum liability in case of emergency, when the accident culprit is the client. Here I want to draw your attention that the customer is always responsible for the damage of the car, except when the police report on the accident is recorded zimbra free in other specific accident culprit. Eg., If you neatly parked the car trade center site and returned with him to find some nuskridusiu bumper, but had not been seen around, as it happened, and the police zimbra free will not be included in the protocol driver, zimbra free kliudžiusio your leased car bumper, last name, all will agree that you are innocent. Unfortunately, the rental company will still have to pay for the damage, the amount of which will be your responsibility, or otherwise - franchise, size limits. Therefore, remember that you will be innocent and avoid costs for vehicle damage only when the other will be named the culprit. Insurance in case of theft. Here is a real franchise is usually about 10% of the value of the car. This means that for a car costing, say 20,000, and a stolen during your rental, the insurance company will pay only 18,000. In spite of this, most of the rental companies and even in case of theft customers apply the same amount zimbra free of responsibility as well as in the event of an accident usually. However, zimbra free there are rental zimbra free companies that are established and 10% of the value of the car responsibilities to their clients, so be careful when ordering a car. What determines the insurance franchise, while at the same time and your specific zimbra free size? It chooses the rental company a contract with the insurer. In doing so, it takes into account the fact that the more established franchise, the annual premium zimbra free for car insurance is lower. It can save a lot of money. However, on the other hand, a large number of franchise can scare away customers. It is possible to lose a lot of money. Therefore franchise usually within reason and common, depending on the rental company, franchise amount ranging from a few hundred to a few thousand euros. That's why choosing to rent a car, make sure you take into account the condition and estimate its liability (risk) size. Throughout this daunting flow of information is good news. You can reduce or even eliminate their liability. Of course, for an extra fee. When booking a car and paying extra for liability reduction (Eng. Excess Waiver - EW) can avoid the costs of hiring a damaged car at the time (and it can happen to anyone). Here it should be noted that not all companies offer this service, and of those that offer, one of your responsibilities will reduce, say, from 1000 EUR 200 EUR while the other - completely zimbra free eliminate it. If you subscribe to the car through zimbra free car rental broker, almost always zimbra free have the opportunity to do so with the full disclaimer, and it cost despicably low compared with the size of the liability.
How does it work? - A practical example: While driving to eat a burger. Through the open window and flew wasp landed on your burger. (Tip: always choose a car with air conditioning - not have to run to open the window). You pasibaidėte before the eyes sprang tree, you embrace it, hide in the face softly blown airbag, loss of 10,000. zimbra free (Hint: if anything happened to throw away his hand pressed sandwich and immediately call the police zimbra free on the scene. Also, inform the rental company about the failure zimbra free of the incident zimbra free - they will advise you on how to proceed.) zimbra free
Option 4: The car rental broker paid for the full disclaimer. Rental company to charge your card from 800. You are applying to hire a broker, providing documentation of the event, and it returns you 800. Your investment in the risk paid off.